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There are many things that people need to survive in the modern world. One of this which is quite important that helps the pay the bills, shop for commodities such as food and other needs is money.
If you're familiar with the phenomena of "reality tv" shows, then imagine you've been invited to participate in a new show called Reality Millionaire, and the prize is a million dollars. Welcome to your life.
If someone were to ask you questions about how you were going to fund your retirement, really fund your life after your regular working pay check stops, how would you answer?
Alpha and index fund investing makes a great deal of sense. You know what to expect in terms of risk and return when you invest in an index fund. Having a portion of your portfolio in index funds leaves you free to concentrate your investment time and energy (think alpha waves) on those investments which can make a difference.